Going to therapy means making an important investment in your emotional health. Therapy rates vary based on the therapist and session length. Cost should never get in the way of therapy, and many of our therapists offer reduced rates on a sliding scale.
Unsure if you’re eligible for insurance reimbursement? Dealing with insurance companies can be a confusing and frustrating experience. You can use the Insurance Benefits Lookup Tool to check your out-of-network benefits. This tool will give you an initial estimate of what you may expect to pay and be reimbursed for therapy.
Please confirm the estimated reimbursement amount with your insurance company as they will have the most up-to-date information.
Questions to ask your insurance representative:
- “Does my plan include out-of-network benefits for mental health care? Specifically, for outpatient psychotherapy?”
- “Do I have a deductible for out-of-network mental health services? If yes, what is the remaining amount I will have to pay before my health plan starts to reimburse me for fees that I pay out-of-pocket?”
- “What is the maximum amount my plan will reimburse for mental health service code 90837 with a Psychotherapist?” If the rep does not provide a clear answer, ask: “What is the maximum allowed amount for mental health service code 90837 with a psychotherapist, and what percentage of the maximum allowed amount will my plan pay?” (This percentage of the maximum allowed amount is the amount you would receive as reimbursement.)